Michael K. Donofrio, CFP®, RICP®, AEP®
Michael’s objective is to assist clients in achieving their financial goals. He is always seeking new information and strategies in an effort to provide cutting-edge solutions. He joined the financial services industry in 1993. Over the years, he has grown his financial services practice and has received numerous awards for his dedication and professionalism.
Michael provides financial advice that integrates relevant elements of a client’s personal and financial circumstances. Relevant elements include the need to develop goals, manage assets and liabilities, identify risks, manage cash flow, consider the financial effect of health considerations, provide for educational needs, increase wealth, analyze tax consequences, prepare for retirement, pursue philanthropic interests, achieve financial security and address estate and legacy objectives… And to always act in the client’s best interests.
Michael can provide strategies in qualified pensions, deferred compensation, business continuation, estate planning, financial planning, asset management and individual and group insurance programs. His existing client base consists of professionals, business owners and executives. He has worked closely with professional associations in the development and implementation of specific programs.
Michael is a CERTIFIED FINANCIAL PLANNER™ professional. This mark identifies those individuals who have met rigorous experience and ethical requirements, have successfully completed financial planning course work and have passed the CFP Certification Examination. Michael is also a Retirement Income Certified Professional (RICP®). The rigorous three- course credential helps advisors master retirement income planning, a key focus area not fully covered in other professional designation programs. From retirement portfolio management techniques and mitigation of plan risks to the use of employer-sponsored benefits and determining the best Social Security claiming age, the RICP® provides a wealth of practical information for advisors. Most recently, Michael has earned the Accredited Estate Planner (AEP®) designation which is a graduate level specialization in estate planning. It is awarded by the National Association of Estate Planners and Councils (NAEPC) to recognize estate planning professionals who meet stringent requirements of experience, knowledge, education, professional reputation, and character, and who commit to the team concept of estate planning.