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Education and Training:
MBA
LEAP® License
Various Life, Health
Community, Charitable or Professional Organizations/Associations:
Ayso Coaching
Wine Appreciation
Insurance Licensed In:
New York, New Jersey, Connecticut
Securities Licensed In:
New Jersey, New York
Willard R. Ratzenberger is a Financial Representative of The Guardian Life Insurance Company of America, New York, NY. Strategies for Wealth is not an affiliate or subsidiary of Guardian.
Registered Representative of and
offers securities products and services through Park Avenue Securities LLC
(PAS). Strategies for Wealth is not an affiliate
or subsidiary of PAS.
PAS is a member FINRA/SIPC. www.finra.org
The Registered Representative is securities licensed in the above mentioned states and is strictly intended for individuals residing in those states. No offers may be made or accepted from any resident outside these specified states.